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No Money Down
No Money Down is a Real Estate inventing "lure" that has been used for years to entice you into purchasing some new Make Money In Real Estate program or method. It sure sounds intriguing. Even as I write this, the No Money Down thought tugs at your desire to want to believe there really is such a thing and you'll make tons of cash.
The problem with No Money Down programs is most are designed to entice you in, an then you are hit with the additional help courses, etc. that cost thousands of dollars. Most people that have gone this route wish they never did this.
Now don't get discouraged as there are ways to make No Money Down deals. You do need to know some "how to" information from those that have done it. Many of the courses and seminars that claim to teach this, are taught by folks that haven't done it, but have a pretty convincing program that says they did. Most of the people making the money are those that sell the No Money Down, "How To" Programs, courses and seminars.
My first real estate sale was my own home. I profited some $14,000 in less than three years after closing costs. At the time I wasn't necessarily looking at the sale as a business profit situation. It did open my eyes to how you can make money in real estate by selecting property that could be bought for less than going market valu, then sold at a profit, by doing a lot of the work yourself. No Money Down concepts can be applied in many ways to have the net result be "no money down" or out of pocket.
Keep in mind the No Money Down lure is still catchy after many years of marketing success. We have found other ways to make money, nd the best is what we refer to as a step by step marketing method that is proven, repeatable, and offers a product that truly is one of the best, if not the best on the market. The success stories, ours included speak for themselves. Click here to see what we mean.
After testing and reviewing hundreds of different business opportunities and money making programs, ONLY ONE brought in a serious income I could live on. Click here to go to the website.
J.K. Rowling, author of the best-selling Harry Potter book series, recently delivered her Commencement Address, “The Fringe Benefits of Failure, and the Importance of Imagination,” at the Annual Meeting of the Harvard Alumni Association. I was told about this speech by one of my friends on the members-only SiteSell forums for Site Build It! subscribers. Thanks, Colin. If I hadn't heard about her speech there, I might have missed it and that would have been a real shame. In reading her speech, I was surprised by how little she referred to Harry Potter, even though writing her novels took her to dizzying heights of success. Instead, she talks about the liberation of total failure and the importance of imagining new futures and different pasts. In talking about failure, part of what she emphasized was: So why do I talk about the benefits of failure? Simply because failure meant a stripping away of the inessential. I stopped pretending to myself that I was anything other than what I was, and began to direct all my energy into finishing the only work that mattered to me. Had I really succeeded at anything else, I might never have found the determination to succeed in the one arena I believed I truly belonged. I was set free, because my greatest fear had already been realised, and I was still alive, and I still had a daughter whom I adored, and I had an old typewriter and a big idea. And so rock bottom became the solid foundation on which I rebuilt my life. I have experienced this level of failure a couple of times in my life. It isn't fun, but it can be educational and liberating. Depending upon how you react to it, these experiences can put steel in your resolve and be a foundation upon which you can build your future success. It reminds me of the lines Kris Kristofferson wrote in "Bobby McGee" when he said, "Freedom's just another word for nothing left to lose." Once you've lost everything - materially, that is - you aren't encumbered by the things you want to believe about yourself, because many of them fall away as you lose houses, cars, credit ratings, and other things we associate with material affluence. Other parts of the experience can be harder, or they can be liberating. For example, to one person, losing a spouse can be something that will hurt for decades. To another, it can be a difficult, but liberating, experience that will make it easier to build a better life, move in a different direction, and grow more as a person. This level of failure is truly difficult and poverty is not something I would wish on anyone. However, it can be life-changing, if you take the steps to do what you truly want to do. Like a phoenix rising from its own ashes, you can rise to new levels of success, understanding, and personal fulfillment that you would never have achieved, otherwise. Is it easy? No. Can you do it? Yes. As she progressed with her speech, Ms. Rowling says this about imagination: You might think that I chose my second theme, the importance of imagination, because of the part it played in rebuilding my life, but that is not wholly so. Though I will defend the value of bedtime stories to my last gasp, I have learned to value imagination in a much broader sense. Imagination is not only the uniquely human capacity to envision that which is not, and therefore the fount of all invention and innovation. In its arguably most transformative and revelatory capacity, it is the power that enables us to empathise with humans whose experiences we have never shared. Here is where the speech took a turn that really surprised me. I was sure she was going to emphasize the imagination that enabled her to write all the Harry Potter stories, but she went in a very different direction. Instead, she talked about her earliest exeriences when working with Amnesty International and all the suffering that had been experienced by people who had been tortured and killed and the uncertainty, pain, and worry experienced by their family and friends. I have to tell you, this is totally outside my own experiences, but after reading what she wrote, I have found more empathy for the people who have experienced these horrors. Compared to them, even in my deepest failures and during the darkest days of my life, I have had it easy and safe. Ms. Rowling continued and said: Unlike any other creature on this planet, humans can learn and understand, without having experienced. They can think themselves into other people's minds, imagine themselves into other people's places. Imagination is a powerful thing. It is the basis for all future inventions. By imagining, we can achieve things undreamed of by others. Napoleon Hill said, in Think and Grow Rich: Whatever the mind can conceive and believe, it can achieve. This is the power that we have to create new worlds and change the horrors we have inherited from those who preceded us. We can write novels that inspire millions to read more. We can develop better products and services to solve problems and offer opportunities to people around the world. Or, when used negatively, we can imagine worse things that we can do to make the lives of our fellow earthlings even more miserable. The choice is up to us. The choice is up to you. Or, if you prefer, you can choose not to use your power of imagination. You can continue to lead the life you're living and not imagine the great future you can live if you pursue your dreams and follow your passions. Again, the choice is yours. Ms. Rowling closes her speech by talking about her friends. These are the people that offer support and help in times of need and share joy in times of abundance. Even when I lost everything, I still had my friends and family. True friends can be even more important than your family, because you may have closer bonds and more in common with them. You don't need a lot of friends, but I hope you have a few really close friends with whom you share your life. These friends are treasures worth far more than the rarest metals or the prettiest sparkly rocks. Share your life with your friends and family. Help each other live to your fullest potential. Thank you, Ms. Rowling, for an outstanding speech and I'm happy I was able to read it. (If you have broadband, you can watch the video.) The Fringe Benefits of Failure, and the Importance of Imagination Now, it's up to you. You have the power to change the world. Act on your dream! JD
Do you want to get started in social networking, but don’t have the time or expertise needed to do it yourself? Now, you don’t have to. You can have your lenses built and promoted and then transferred to you, all in a couple of weeks or so. Tiffany Dow and Lewis Smile - experts on Squidoo - are now at your service. Learn more by reading Two Squidoo Titans unite to build your lenses for you on my 21st Century Affiliate Marketing blog. Act on your dream! JD
Last month, one of my friends who is a very active Squidoo lensmaster asked me if I had a tip jar on any of my sites. She wanted to thank me for the help I’ve been providing and wanted to send some business my way. The problem was, she wasn’t ready to be a customer for the products I promote as an affiliate marketer and wanted a more direct way to show her appreciation. I told her that wasn’t necessary and that I enjoyed offering whatever help and ideas that I can. About two weeks ago, more or less, someone else I’ve known for awhile asked me the same question. I’m still surprised and really didn’t know how to respond. I like a few extra dollars as much as anyone, but I’m unsure about tip jars on websites. What do you think? Is this an easy and valid way to show appreciation, or does it look like begging? Please come over to my new primary blog and tell us your opinion: What do you think about tip jars on websites? Act on your dream! JD
My friend, TeaLady, has a great lens on Squidoo that presents lots of information about the 2008 Beijing Olympic Games. If you are interested in the Olympics, visit her Olympics News lens for up-to-date news, photos, and much more. Don't forget to rate it and leave your comments! Well done, Pat. Act on your dream! JD
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